Choosing Your Newberry, SC Lease-to-Own Company
When choosing a lease-to-own company in Newberry, SC, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Newberry and Snap Finance so you can decide which company sounds best for you.
Snap Finance in Newberry, SC vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Whichever Newberry, SC lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Newberry and shop in person or online. Then, you fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, select the eligible products you want, and Acima Leasing or Snap Finance in Newberry, SC will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!
Newberry, SC Product Selections: Acima Leasing vs. Snap Finance
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Newberry, SC. Typically, these items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in Newberry, SC
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Newberry, SC as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Newberry stores and national brands you trust, including Ikea, Bestbuy, and Goodyear. Find stores near you in Newberry, SC, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Newberry, SC
Snap Finance and Acima Leasing both want to help shoppers in Newberry SC get the items they need — even if they don't have perfect credit. Each company weighs multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Newberry, SC. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you will need to share your email address and smartphone number.
For Acima Leasing in Newberry, SC, you will also need an active checking account and a monthly income of $750 or more. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Newberry, SC Lease-to-Own Company
Many shoppers across Newberry, SC can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, process for applying, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.