How to Choose a Lease-to-Own Company in Myrtle Beach, SC
When comparing lease-to-own companies in Myrtle Beach, SC, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Myrtle Beach so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in Myrtle Beach, SC
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Myrtle Beach, SC follow similar models. You shop in person or online at an approved Myrtle Beach retailer and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, select the eligible products you want, and Snap Finance in Myrtle Beach, SC or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Myrtle Beach, SC?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Myrtle Beach, SC. Generally, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in Myrtle Beach, SC
Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Myrtle Beach, SC as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Myrtle Beach businesses to national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Myrtle Beach, SC.
Acima Leasing vs. Snap Finance Application and Requirements in Myrtle Beach, SC
Snap Finance and Acima Leasing both want to help shoppers in Myrtle Beach SC get the items they need — even if they don't have perfect credit. Each company considers multiple data points during application review. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Myrtle Beach, SC. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you have to provide an email address and smartphone number.
In a similar vein, Acima Leasing in Myrtle Beach, SC requires at least $750 in monthly income in an active checking account. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your Myrtle Beach, SC Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Myrtle Beach, SC shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering approved stores, application process, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.