Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Murrells Inlet, SC

You need a lease-to-own option in Murrells Inlet, SC — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Murrells Inlet, SC Lease-to-Own Companies

When selecting a lease-to-own company in Murrells Inlet, SC, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Murrells Inlet and Snap Finance so you can find the right company for you.

Understanding How Snap Finance and Acima Leasing in Murrells Inlet, SC Work

Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Murrells Inlet, SC tend to work the same way. First, you pick from a list of approved Murrells Inlet retailers. Next, you shop online or in person and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

If you're approved, select the eligible products you want, and Snap Finance or Acima Leasing in Murrells Inlet, SC will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!

Murrells Inlet, SC Product Selections: Acima Leasing vs. Snap Finance

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Murrells Inlet, SC. Typically, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.

Acima Leasing vs. Snap Finance Stores in Murrells Inlet, SC

Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Murrells Inlet, SC businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.

More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Murrells Inlet and trusted name brands, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Murrells Inlet, SC stores near you.

Acima Leasing vs. Snap Finance Application and Requirements in Murrells Inlet, SC

Snap Finance and Amica Leasing are dedicated to helping Murrells Inlet, SC shoppers get the items they need — regardless of credit score. Each company will examine multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Murrells Inlet, SC. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you have to provide an email address and smartphone number.

Acima Leasing in Murrells Inlet, SC also requires at least $750 in monthly income in an active checking account. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Murrells Inlet, SC

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Murrells Inlet, SC. Choose the lease-to-own company that works best for you based on the stores they partner with, application process, and qualification requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.