Choosing a Lease-to-Own Company in Mt Pleasant, SC
When comparing lease-to-own companies in Mt Pleasant, SC, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Mt Pleasant and Acima Leasing so you can find the right company for you.
How Does Lease-to-Own in Mt Pleasant, SC Work?
Are there any differences in how Snap Finance and Acima Leasing work? Most Mt Pleasant, SC lease-to-own companies operate similarly. First, you pick from a list of approved Mt Pleasant retailers. Next, you shop online or in person and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Mt Pleasant, SC will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Mt Pleasant, SC?
The items you can shop for vary based on which Mt Pleasant, SC retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.
Acima Leasing vs. Snap Finance Stores in Mt Pleasant, SC
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Mt Pleasant, SC as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Mt Pleasant businesses to national brands you love, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Mt Pleasant, SC, or check out our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Mt Pleasant, SC?
Both Snap Finance and Amica Leasing support Mt Pleasant, SC residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points during application review. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in Mt Pleasant, SC, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you will need to provide a smartphone number and email address.
In a similar vein, Acima Leasing in Mt Pleasant, SC requires an active checking account and a monthly income of $750 or more. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Mt Pleasant, SC, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Mt Pleasant, SC. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, application process, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.