Choosing a Lease-to-Own Company in Manning, SC
When comparing lease-to-own companies in Manning, SC, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Manning and Acima Leasing so you know which company is your best fit.
Understanding How Snap Finance and Acima Leasing in Manning, SC Work
How does Acima Leasing work? Or Snap Finance? Most Manning, SC lease-to-own companies operate similarly. To start, you choose an approved retailer in Manning and shop in person or online. Then, you apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Manning, SC or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Items Can You Get With Acima Leasing or Snap Finance in Manning, SC?
The items you can shop for vary based on which Manning, SC retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.
What Stores Are Approved by Acima Leasing and Snap Finance in Manning, SC
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Manning, SC and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Manning stores and trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Manning, SC, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Manning, SC?
Snap Finance and Amica Leasing are dedicated to helping Manning, SC shoppers get the items they need — regardless of credit score. Each company weighs multiple data points during application review. However, they differ slightly in their application and eligibility requirements.
Snap Finance requires you to be old enough to legally enter into a contract in Manning, SC. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Manning, SC also need an active checking account and a monthly income of $750 or more. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Manning, SC, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Manning, SC shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering eligible retailers, lease-to-own process, and qualification requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.