What to Look for in Lugoff, SC Lease-to-Own Companies
When picking a lease-to-own company in Lugoff, SC, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Lugoff so you know which company is your best fit.
Understanding How Snap Finance and Acima Leasing in Lugoff, SC Work
How does Snap Finance work? Or Acima Leasing? Most Lugoff, SC lease-to-own companies operate similarly. First, you pick from a list of approved Lugoff retailers. Next, you shop online or in person and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, shop for the eligible products you want to get, and Acima Leasing in Lugoff, SC or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Items Can You Get With Acima Leasing or Snap Finance in Lugoff, SC?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Lugoff, SC. Typically, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.
Lugoff, SC Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Lugoff, SC businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Lugoff stores and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Lugoff, SC.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Lugoff, SC?
For shoppers in Lugoff, SC with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company weighs multiple data points during application review. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Lugoff, SC. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you will need to share your email address and smartphone number.
For Acima Leasing in Lugoff, SC, you will also need an active checking account with $750 or more in monthly income. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Lugoff, SC, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Lugoff, SC shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on eligible stores, process for applying, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.