Choosing Between Acima Leasing and Progressive Leasing in Lugoff, SC

Need a lease-to-own solution but can't choose between Acima Leasing and Progressive Leasing in Lugoff, SC? We compare both options so you have all the info needed to make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Between Lugoff, SC Lease-to-Own Companies

Lease-to-own can save the day when you need new appliances, jewelry, furniture, and other goods but don't have the cash to purchase them outright. With so many companies like Progressive Leasing in Lugoff, how do you know which one to choose? Let's dive into Progressive Leasing and Acima Leasing in Lugoff, SC so you can decide which company has the best application process, store selection, and requirements for you.

Lugoff Progressive Leasing vs. Acima Leasing: What’s the Process?

What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Lugoff, SC? Both companies follow similar application processes. Shop at eligible retailers in Lugoff, find the items you want, and complete an in-store or online application. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. It’s that easy!

What's your shopping power? Progressive Leasing's approval amount varies. With Acima Leasing in Lugoff, you may be approved for up to $5,000!

Lugoff Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements

While Acima Leasing and Progressive Leasing in Lugoff, SC have similar application processes, they have different requirements. Progressive Leasing requires you to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

Acima Leasing applicants in Lugoff, SC need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.

Acima Leasing and Progressive Leasing both help shoppers in Lugoff who have less-than-stellar credit. We use more than just your credit history when considering your application and determining your spending power.

Acima Leasing vs. Progressive Leasing: What Lugoff Stores Are Eligible?

Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing lets you shop at thousands of stores online and in Lugoff, including Mattress Firm, Best Buy, and Kay Jewelers. Before you start shopping, double-check their approved stores in your area.

With Acima Leasing, you can choose from over 15,000 stores — including national brands and local businesses. Shop at the retailers you love, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. View stores near you in Lugoff, SC, or browse Acima Leasing’s online retailers.

What Items Can You Get with Acima Leasing vs. Progressive Leasing in Lugoff, SC

Progressive Leasing and Acima Leasing in Lugoff, SC consider the same items leasable. In general, an eligible product must be durable, returnable, and for personal or household use. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.

Which Is Better: Acima Leasing or Progressive Leasing in Lugoff, SC?

Determining the right lease-to-own company in Lugoff, SC is a personal choice we can't make for you. The best option for you depends on which Lugoff retailers you want to shop at, the application process, and approval requirements. You can read customer reviews and download the apps to get a better feel for each company. Lease-to-own can help you get the products you need today.