Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Lexington, SC

You need a lease-to-own option in Lexington, SC — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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How to Choose a Lease-to-Own Company in Lexington, SC

When choosing a lease-to-own company in Lexington, SC, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Lexington and Acima Leasing so you can find the right company for you.

How Things Work with Snap Finance and Acima Leasing in Lexington, SC

Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Lexington, SC tend to work the same way. You shop in person or online at an approved Lexington retailer and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

You get approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Lexington, SC will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!

What Items Can You Get With Acima Leasing or Snap Finance in Lexington, SC?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Lexington, SC. Usually, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.

Lexington, SC Snap Finance Stores vs. Acima Leasing

Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local Lexington, SC retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.

Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Lexington stores and national brands you trust, including Asus, Purple, and Frigidaire. Find stores near you in Lexington, SC, or check out our approved online retailers.

Acima Leasing vs. Snap Finance Application and Requirements in Lexington, SC

For shoppers in Lexington, SC with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Multiple data points are taken into consideration when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.

Snap Finance requires you to be old enough to legally enter into a contract in Lexington, SC. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Lastly, a smartphone number and email address must be provided.

In a similar vein, Acima Leasing in Lexington, SC requires at least $750 in monthly income in an active checking account. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Looking for Companies Like Snap Finance in Lexington, SC? Try Acima Leasing

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Lexington, SC. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, application process, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.