Comparing Acima Leasing and Snap Finance in Johnston, SC

Looking for a lease-to-own company in Johnston, SC? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Johnston, SC Lease-to-Own Companies

When comparing lease-to-own companies in Johnston, SC, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Johnston so you can determine which company is right for you.

How Does Lease-to-Own in Johnston, SC Work?

How do Acima Leasing and Snap Finance work? Whichever Johnston, SC lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Johnston retailers. Next, you shop online or in person and submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

You get approved, select the eligible products you want, and Snap Finance or Acima Leasing in Johnston, SC will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!

What Can You Lease With Acima Leasing and Snap Finance in Johnston, SC?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Johnston, SC. Generally, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.

Johnston, SC Snap Finance Stores vs. Acima Leasing

Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Johnston, SC retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.

Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Johnston businesses to trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in Johnston, SC.

What’s Needed to Apply for Acima Leasing or Snap Finance in Johnston, SC

Snap Finance and Amica Leasing are dedicated to helping Johnston, SC shoppers get the items they need — regardless of credit score. Multiple data points are taken into consideration to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.

To apply for Snap Finance in Johnston, SC, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you have to provide an email address and smartphone number.

With Acima Leasing, shoppers in Johnston, SC also need an active checking account and a monthly income of $750 or more. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Interested in Companies Like Snap Finance? Consider Acima Leasing in Johnston, SC

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Johnston, SC. Choose the lease-to-own company that works best for you based on eligible stores, lease-to-own process, and qualification requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.