Choosing Between Acima Leasing and Progressive Leasing in Irmo, SC

When you need a lease-to-own solution in Irmo, SC, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Between Irmo, SC Lease-to-Own Companies

Lease-to-own can be a great solution when you need new appliances, jewelry, furniture, and other goods but don't have the cash to purchase them outright. Irmo is full of companies like Progressive Leasing, so how do you pick one? Let's dive into Progressive Leasing and Acima Leasing in Irmo, SC so you can figure out which company has the best application process, store selection, and requirements for you.

Irmo Progressive Leasing vs. Acima Leasing: What’s the Process?

How do you lease-to-own with Progressive Leasing in Irmo, SC? What about Acima Leasing? They both have similar application steps. Shop at eligible Irmo stores, select the items you want, and complete an application in-store or online. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. It's as simple as that!

How much shopping power can you get? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Irmo, you can be approved for up to $5,000!

Lease-to-Own Requirements for Progressive Leasing in Irmo vs. Acima Leasing

Acima Leasing and Progressive Leasing in Irmo, SC might follow similar application processes, but their leasing requirements differ. For Progressive Leasing, an applicant needs to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.

For Acima Leasing in Irmo, SC, you need to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).

Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Irmo shoppers with less-than-great credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Acima Leasing vs. Progressive Leasing Stores in Irmo, SC

What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing has thousands of eligible retailers in Irmo and online, such as Kay Jewelers, Mattress Firm, and Best Buy. Be sure to check their approved stores in your area before you start shopping.

Acima Leasing has more than 15,000 eligible stores — both local and nationwide. Shop at the stores you know and love, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. Check out which stores are eligible in Irmo, SC, or view Acima Leasing's online retailers.

What Can You Lease with Progressive Leasing vs. Acima Leasing in Irmo, SC?

The rules for leasable items at Acima Leasing and Progressive Leasing in Irmo, SC are quite similar. Typically, durable goods for personal or household use that can be returned are considered eligible. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.

Which Is Right for You: Progressive Leasing or Acima Leasing in Irmo, SC?

We can’t tell you which lease-to-own company in Irmo, SC to choose. The right choice for you will depend on approval requirements, which stores in Irmo you want to shop at, and the application process. To gain more insight into each company, download the apps and read customer reviews. Lease-to-own can help you get the products you need today.