How to Choose a Lease-to-Own Company in Hartsville, SC
When selecting a lease-to-own company in Hartsville, SC, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Hartsville and Acima Leasing so you know which company is your best fit.
Understanding How Snap Finance and Acima Leasing in Hartsville, SC Work
How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Hartsville, SC tend to work the same way. You shop in person or online at an approved Hartsville retailer and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, select the eligible products you want, and Snap Finance or Acima Leasing in Hartsville, SC will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
Hartsville, SC Product Selections: Acima Leasing vs. Snap Finance
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Hartsville, SC. Typically, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Hartsville, SC
Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. Your options may include local Hartsville, SC retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Hartsville businesses to trusted name brands, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Hartsville, SC stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Hartsville, SC
Snap Finance and Amica Leasing are dedicated to helping Hartsville, SC shoppers get the items they need — regardless of credit score. Each company will examine multiple data points during application review. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in Hartsville, SC, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Hartsville, SC also need an active checking account and a monthly income of $750 or more. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Looking for Companies Like Snap Finance in Hartsville, SC? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Hartsville, SC shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, lease-to-own process, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.