What to Look for in Greer, SC Lease-to-Own Companies
When selecting a lease-to-own company in Greer, SC, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Greer and Acima Leasing so you can find the right company for you.
Understanding How Snap Finance and Acima Leasing in Greer, SC Work
How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Greer, SC tend to work the same way. You shop at an approved Greer retailer online or in person and apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Greer, SC will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
What Items Can You Get With Acima Leasing or Snap Finance in Greer, SC?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Greer, SC. As a general rule of thumb, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Greer, SC
Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local Greer, SC retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Greer businesses to national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Greer, SC stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Greer, SC?
Snap Finance and Acima Leasing both want to help shoppers in Greer SC get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration during application review. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Greer, SC. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to share your email address and smartphone number.
Acima Leasing in Greer, SC also requires an active checking account with $750 or more in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Looking for Companies Like Snap Finance in Greer, SC? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in Greer, SC. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, application process, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.