Deciding Between Acima Leasing and Snap Finance in Greenwood, SC

You need a lease-to-own option in Greenwood, SC — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Greenwood, SC Lease-to-Own Companies

When choosing a lease-to-own company in Greenwood, SC, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Greenwood so you can determine which company is right for you.

Understanding How Snap Finance and Acima Leasing in Greenwood, SC Work

How do Acima Leasing and Snap Finance work? Whichever Greenwood, SC lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Greenwood retailer and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

If you're approved, pick the eligible items you want, and Acima Leasing in Greenwood, SC or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Items Can You Get With Acima Leasing or Snap Finance in Greenwood, SC?

The items you can shop for in Greenwood, SC depend on the retailers approved by Acima Leasing or Snap Finance. Typically, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.

Greenwood, SC Snap Finance Stores vs. Acima Leasing

What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Greenwood, SC as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.

Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Greenwood stores and trusted name brands, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Greenwood, SC or with one of our approved online retailers.

Acima Leasing vs. Snap Finance Application and Requirements in Greenwood, SC

Everyone in Greenwood, SC deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company will examine multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Greenwood, SC. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you will need to provide a smartphone number and email address.

For Acima Leasing in Greenwood, SC, you will also need an active checking account with $750 or more in monthly income. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Looking for Companies Like Snap Finance in Greenwood, SC? Try Acima Leasing

Acima Leasing and Snap Finance are great options for Greenwood, SC shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on eligible retailers, lease-to-own process, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.