Deciding Between Acima Leasing and Snap Finance in Goose Creek, SC

Looking for a lease-to-own company in Goose Creek, SC? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Goose Creek, SC

When picking a lease-to-own company in Goose Creek, SC, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Goose Creek so you know which company is your best fit.

Snap Finance in Goose Creek, SC vs. Acima Leasing: How They Work

How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Goose Creek, SC tend to work the same way. First, you pick from a list of approved Goose Creek retailers. Next, you shop online or in person and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

If you're approved, select the eligible products you want, and Acima Leasing or Snap Finance in Goose Creek, SC will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!

Goose Creek, SC Product Selections: Acima Leasing vs. Snap Finance

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Goose Creek, SC. Typically, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.

Acima Leasing vs. Snap Finance Stores in Goose Creek, SC

What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Goose Creek, SC businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.

Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Goose Creek businesses to trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Goose Creek, SC or with one of our approved online retailers.

What Are the Requirements for Acima Leasing vs. Snap Finance in Goose Creek, SC?

Both Snap Finance and Amica Leasing aim to help shoppers in Goose Creek, SC with less-than-perfect credit get the items they need. Each company will examine multiple data points to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.

For Snap Finance, you must be old enough to legally enter into a contract in Goose Creek, SC. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Lastly, you have to provide an email address and smartphone number.

For Acima Leasing in Goose Creek, SC, you will also need an active checking account and a monthly income of $750 or more. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Goose Creek, SC

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Goose Creek, SC. Select the lease-to-own company that aligns with your needs, considering eligible stores, application process, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.