How to Choose a Lease-to-Own Company in Gilbert, SC
When choosing a lease-to-own company in Gilbert, SC, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Gilbert and Acima Leasing so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Gilbert, SC
How does Snap Finance work? Or Acima Leasing? Whichever Gilbert, SC lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Gilbert retailer and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Gilbert, SC will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!
Gilbert, SC Product Selections: Acima Leasing vs. Snap Finance
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Gilbert, SC. As a general rule of thumb, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. Products you can't lease include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.
Gilbert, SC and Online Stores Accepting Acima Leasing and Snap Finance
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Gilbert, SC and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Gilbert businesses to trusted name brands, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Gilbert, SC stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Gilbert, SC
Snap Finance and Acima Leasing both want to help shoppers in Gilbert SC get the items they need — even if they don't have perfect credit. Each company will examine multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Gilbert, SC, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And you have to provide an email address and smartphone number.
In a similar vein, Acima Leasing in Gilbert, SC requires at least $750 in monthly income in an active checking account. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Gilbert, SC
Acima Leasing and Snap Finance have a lot to offer shoppers in Gilbert, SC. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, lease-to-own process, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.