Choosing a Lease-to-Own Company in Gaffney, SC
When selecting a lease-to-own company in Gaffney, SC, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Gaffney and Acima Leasing so you know which company is your best fit.
Understanding How Snap Finance and Acima Leasing in Gaffney, SC Work
Are there any differences in how Snap Finance and Acima Leasing work? Whichever Gaffney, SC lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Gaffney retailer and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Gaffney, SC or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Gaffney, SC?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Gaffney, SC. Generally, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in Gaffney, SC
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Gaffney, SC businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Gaffney stores and the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Gaffney, SC or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Gaffney, SC?
Everyone in Gaffney, SC deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company considers multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Gaffney, SC. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, a smartphone number and email address must be provided.
For Acima Leasing in Gaffney, SC, you will also need an active checking account and a monthly income of $750 or more. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Gaffney, SC Lease-to-Own Company
Many shoppers across Gaffney, SC can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on eligible stores, process for applying, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.