Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Fort Mill, SC

You need a lease-to-own option in Fort Mill, SC — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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How to Choose a Lease-to-Own Company in Fort Mill, SC

When choosing a lease-to-own company in Fort Mill, SC, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Fort Mill and Acima Leasing so you can decide which company sounds best for you.

How Does Lease-to-Own in Fort Mill, SC Work?

How do Acima Leasing and Snap Finance work? Lease-to-own companies in Fort Mill, SC tend to work the same way. You shop in person or online at an approved Fort Mill retailer and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

If you're approved, select the eligible products you want, and Snap Finance in Fort Mill, SC or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!

What Can You Lease With Acima Leasing and Snap Finance in Fort Mill, SC?

The items you can shop for in Fort Mill, SC depend on the retailers approved by Acima Leasing or Snap Finance. Generally, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.

What Stores Are Approved by Acima Leasing and Snap Finance in Fort Mill, SC

Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Fort Mill, SC businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.

More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Fort Mill businesses to trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Fort Mill, SC.

Acima Leasing vs. Snap Finance Application and Requirements in Fort Mill, SC

Everyone in Fort Mill, SC deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company weighs multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.

To apply for Snap Finance in Fort Mill, SC, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to provide a smartphone number and email address.

Acima Leasing in Fort Mill, SC also requires an active checking account with $750 or more in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Fort Mill, SC

Many shoppers across Fort Mill, SC can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on eligible stores, lease-to-own process, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.