How to Choose a Lease-to-Own Company in Florence, SC
When choosing a lease-to-own company in Florence, SC, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Florence so you can determine which company is right for you.
How Does Lease-to-Own in Florence, SC Work?
How do Acima Leasing and Snap Finance work? Lease-to-own companies in Florence, SC tend to work the same way. You shop at an approved Florence retailer online or in person and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, choose the eligible items you want (within your approval amount) and Snap Finance in Florence, SC or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
Florence, SC Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Florence, SC depend on the retailers approved by Acima Leasing or Snap Finance. Typically, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. Products you can't lease include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
Florence, SC Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Florence, SC businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Florence and the big brands you know, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Florence, SC.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Florence, SC?
For shoppers in Florence, SC with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Multiple data points are taken into consideration during application review. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Florence, SC. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, you will need to provide a smartphone number and email address.
For Acima Leasing in Florence, SC, you will also need an active checking account with $750 or more in monthly income. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Florence, SC, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Florence, SC. Choose the lease-to-own company that works best for you based on eligible stores, lease-to-own process, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.