Deciding Between Acima Leasing and Snap Finance in Dalzell, SC

You need a lease-to-own option in Dalzell, SC — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Dalzell, SC

When selecting a lease-to-own company in Dalzell, SC, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Dalzell and Snap Finance so you know which company is your best fit.

How Things Work with Snap Finance and Acima Leasing in Dalzell, SC

How do Acima Leasing and Snap Finance work? Whichever Dalzell, SC lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Dalzell and shop in person or online. Then, you fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

You get approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Dalzell, SC will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!

What Can You Lease With Acima Leasing and Snap Finance in Dalzell, SC?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Dalzell, SC. Usually, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. Products you can't lease include clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.

Dalzell, SC Snap Finance Stores vs. Acima Leasing

What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Your options may include local Dalzell, SC retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Dalzell businesses to national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in Dalzell, SC.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Dalzell, SC?

For shoppers in Dalzell, SC with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company weighs multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.

Snap Finance requires you to be old enough to legally enter into a contract in Dalzell, SC. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, a smartphone number and email address must be provided.

In a similar vein, Acima Leasing in Dalzell, SC requires an active checking account and a monthly income of $750 or more. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Dalzell, SC

Many shoppers across Dalzell, SC can benefit from Acima Leasing and Snap Finance — including you. Select the lease-to-own company that aligns with your needs, considering eligible stores, lease-to-own process, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.