Snap Finance in Clover, SC or Acima Leasing: Which is Better for You?

You need a lease-to-own option in Clover, SC — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Clover, SC Lease-to-Own Company

When choosing a lease-to-own company in Clover, SC, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Clover and Acima Leasing so you can decide which company sounds best for you.

Snap Finance in Clover, SC vs. Acima Leasing: How They Work

How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Clover, SC tend to work the same way. You shop at an approved Clover retailer online or in person and apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

After you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Clover, SC will purchase them on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Clover, SC?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Clover, SC. Typically, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.

Acima Leasing vs. Snap Finance Stores in Clover, SC

Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Clover, SC and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.

More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Clover and the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Clover, SC.

What’s Needed to Apply for Acima Leasing or Snap Finance in Clover, SC

Both Snap Finance and Amica Leasing aim to help shoppers in Clover, SC with less-than-perfect credit get the items they need. Each company considers multiple data points to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Clover, SC. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you will need to share your email address and smartphone number.

For Acima Leasing in Clover, SC, you will also need an active checking account with at least $750 in monthly income. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Acima Leasing or Snap Finance in Clover, SC, the Choice Is Yours

Acima Leasing and Snap Finance have a lot to offer shoppers in Clover, SC. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, process for applying, and qualification requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.