Choosing a Lease-to-Own Company in Charleston, SC
When picking a lease-to-own company in Charleston, SC, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Charleston and Acima Leasing so you can decide which company sounds best for you.
Snap Finance in Charleston, SC vs. Acima Leasing: How They Work
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Charleston, SC follow similar models. To start, you choose an approved retailer in Charleston and shop in person or online. Then, you apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
If you're approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Charleston, SC will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
Charleston, SC Product Selections: Acima Leasing vs. Snap Finance
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Charleston, SC. As a general rule of thumb, these items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
Charleston, SC Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Charleston, SC as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Charleston stores and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Charleston, SC stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Charleston, SC
Both Snap Finance and Amica Leasing support Charleston, SC residents with less-than-perfect credit in getting the essentials they need. Multiple data points are taken into consideration to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Charleston, SC. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, a smartphone number and email address must be provided.
In a similar vein, Acima Leasing in Charleston, SC requires at least $750 in monthly income in an active checking account. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Charleston, SC? Try Acima Leasing
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Charleston, SC. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, application process, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.