How to Choose a Lease-to-Own Company in Chapin, SC
When selecting a lease-to-own company in Chapin, SC, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Chapin and Acima Leasing so you know which company is your best fit.
Understanding How Snap Finance and Acima Leasing in Chapin, SC Work
How does Acima Leasing work? Or Snap Finance? Whichever Chapin, SC lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Chapin and shop in person or online. Then, you apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
If you're approved, pick the eligible items you want, and Acima Leasing in Chapin, SC or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in Chapin, SC?
The items you can shop for vary based on which Chapin, SC retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Chapin, SC
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Chapin, SC businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Chapin businesses to the big brands you know, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Chapin, SC stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Chapin, SC?
Snap Finance and Amica Leasing are dedicated to helping Chapin, SC shoppers get the items they need — regardless of credit score. Each company weighs multiple data points during application review. But application and eligibility criteria differ slightly between companies.
To apply for Snap Finance in Chapin, SC, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to share your email address and smartphone number.
Acima Leasing in Chapin, SC also requires an active checking account with at least $750 in monthly income. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Chapin, SC
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Chapin, SC. Choose the lease-to-own company that works best for you based on eligible stores, process for applying, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.