How to Choose a Lease-to-Own Company in Camden, SC
When selecting a lease-to-own company in Camden, SC, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Camden and Snap Finance so you can determine which company is right for you.
How Does Lease-to-Own in Camden, SC Work?
How do Acima Leasing and Snap Finance work? Whichever Camden, SC lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Camden retailer online or in person and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Camden, SC or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Camden, SC?
The items you can shop for vary based on which Camden, SC retailers are approved by Snap Finance or Acima Leasing. Generally, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. Products you can't lease include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in Camden, SC
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Your options may include local Camden, SC retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Camden stores and national brands you trust, including Ikea, Bestbuy, and Goodyear. Start shopping at one of our approved online retailers or in person at a store near you in Camden, SC.
What Are the Requirements for Acima Leasing vs. Snap Finance in Camden, SC?
Snap Finance and Acima Leasing both want to help shoppers in Camden SC get the items they need — even if they don't have perfect credit. Each company weighs multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Camden, SC. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in Camden, SC also need an active checking account with $750 or more in monthly income. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Camden, SC
Acima Leasing and Snap Finance are great options for Camden, SC shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering eligible stores, lease-to-own process, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.