Choosing Your Bluffton, SC Lease-to-Own Company
When choosing a lease-to-own company in Bluffton, SC, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Bluffton so you can determine which company is right for you.
How Does Lease-to-Own in Bluffton, SC Work?
How does Acima Leasing work? Or Snap Finance? Whichever Bluffton, SC lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Bluffton and shop in person or online. Then, you complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Bluffton, SC will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Items Can You Get With Acima Leasing or Snap Finance in Bluffton, SC?
The items you can shop for in Bluffton, SC depend on the retailers approved by Acima Leasing or Snap Finance. Typically, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in Bluffton, SC
Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Bluffton, SC and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Bluffton stores and the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Bluffton, SC stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Bluffton, SC?
Snap Finance and Amica Leasing are dedicated to helping Bluffton, SC shoppers get the items they need — regardless of credit score. Each company will examine multiple data points during application review. Yet, each has its own set of application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Bluffton, SC. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to provide a smartphone number and email address.
Acima Leasing in Bluffton, SC also requires an active checking account and a monthly income of $750 or more. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Bluffton, SC Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Bluffton, SC. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, application process, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.