Deciding Between Acima Leasing and Snap Finance in Atlantic Beach, SC

Looking for a lease-to-own company in Atlantic Beach, SC? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Atlantic Beach, SC Lease-to-Own Company

When comparing lease-to-own companies in Atlantic Beach, SC, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Atlantic Beach so you know which company is your best fit.

Understanding How Snap Finance and Acima Leasing in Atlantic Beach, SC Work

How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Atlantic Beach, SC follow similar models. To start, you choose an approved retailer in Atlantic Beach and shop in person or online. Then, you apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

You get approved, select the eligible products you want, and Acima Leasing or Snap Finance in Atlantic Beach, SC will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!

What Items Can You Get With Acima Leasing or Snap Finance in Atlantic Beach, SC?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Atlantic Beach, SC. As a general rule of thumb, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.

What Stores Are Approved by Acima Leasing and Snap Finance in Atlantic Beach, SC

What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Atlantic Beach, SC retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.

Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Atlantic Beach and trusted name brands, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Atlantic Beach, SC stores near you.

Acima Leasing vs. Snap Finance Application and Requirements in Atlantic Beach, SC

Both Snap Finance and Amica Leasing support Atlantic Beach, SC residents with less-than-perfect credit in getting the essentials they need. Each company considers multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Atlantic Beach, SC. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you have to provide an email address and smartphone number.

In a similar vein, Acima Leasing in Atlantic Beach, SC requires an active checking account and a monthly income of $750 or more. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Consider Acima Leasing as Your Atlantic Beach, SC Lease-to-Own Company

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Atlantic Beach, SC. Select the lease-to-own company that aligns with your needs, considering eligible stores, lease-to-own process, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.