How to Choose a Lease-to-Own Company in Andrews, SC
When picking a lease-to-own company in Andrews, SC, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Andrews and Acima Leasing so you know which company is your best fit.
How Does Lease-to-Own in Andrews, SC Work?
Are there any differences in how Snap Finance and Acima Leasing work? Most Andrews, SC lease-to-own companies operate similarly. You shop at an approved Andrews retailer online or in person and submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
After you're approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Andrews, SC will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Andrews, SC?
The items you can shop for vary based on which Andrews, SC retailers are approved by Snap Finance or Acima Leasing. Usually, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Andrews, SC
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Andrews, SC businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Andrews businesses to national brands you love, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Andrews, SC or with one of our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Andrews, SC?
For shoppers in Andrews, SC with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company weighs multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Andrews, SC. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, a smartphone number and email address must be provided.
Acima Leasing in Andrews, SC also requires at least $750 in monthly income in an active checking account. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Andrews, SC, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Andrews, SC. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, process for applying, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.