Selecting a Lease-to-Own Company in Smithfield, RI
Lease-to-own can be helpful when you need new electronics, furniture, tires, and other items but don't have the means to purchase them in full. When looking at companies like Progressive Leasing in Smithfield, how do you know which one to pick? Let's take a closer look at Acima Leasing and Progressive Leasing in Smithfield, RI to help you determine which company has the application process, requirements, and store selection that sounds best for you.
How Do Acima Leasing and Progressive Leasing in Smithfield, RI Work?
How do you lease-to-own with Progressive Leasing in Smithfield, RI? What about Acima Leasing? They both have similar application steps. Shop at eligible retailers in Smithfield, select the items you want, and complete an in-store or online application. Once approved, choose a payment option, sign the agreement, and make an initial payment. It's as simple as that!
How much shopping power can you get? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Smithfield, you can be approved for up to $5,000!
Smithfield Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements
While Acima Leasing and Progressive Leasing in Smithfield, RI have similar application processes, they have different requirements. If you want to lease-to-own through Progressive Leasing, you need to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.
For Acima Leasing in Smithfield, RI, you need to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).
Both Acima Leasing and Progressive Leasing are designed for shoppers in Smithfield with less-than-perfect credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.
Where in Smithfield Can I Shop with Acima Leasing vs. Progressive Leasing?
Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing has thousands of eligible retailers in Smithfield and online, such as Kay Jewelers, Mattress Firm, and Best Buy. Be sure to check their approved stores in your area before you start shopping.
With Acima Leasing, you can choose from over 15,000 stores — including national brands and local businesses. Shop at the stores you know and love, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. View stores near you in Smithfield, RI, or browse Acima Leasing’s online retailers.
What Items Can You Get with Acima Leasing vs. Progressive Leasing in Smithfield, RI
Acima Leasing and Progressive Leasing in Smithfield, RI follow similar guidelines for leasable items. Generally, eligible products include returnable, durable goods for household or personal use. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.
Which Is Right for You: Progressive Leasing or Acima Leasing in Smithfield, RI?
The choice of lease-to-own company in Smithfield, RI is entirely in your hands. The best option for you depends on the application process, approval requirements, and which Smithfield stores you want to shop at. Reading customer reviews and downloading the apps can help you get a sense of each company. Lease-to-own can help you get the products you need today.