What to Look for in Providence, RI Lease-to-Own Companies
When selecting a lease-to-own company in Providence, RI, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Providence so you can decide which company sounds best for you.
How Does Lease-to-Own in Providence, RI Work?
Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Providence, RI tend to work the same way. To start, you choose an approved retailer in Providence and shop in person or online. Then, you complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
After you're approved, pick the eligible items you want, and Acima Leasing in Providence, RI or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in Providence, RI?
The items you can shop for vary based on which Providence, RI retailers are approved by Snap Finance or Acima Leasing. Generally, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. Products you can't lease include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Providence, RI
Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Providence, RI as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Providence and national brands you trust, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Providence, RI or with one of our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Providence, RI?
Both Snap Finance and Amica Leasing support Providence, RI residents with less-than-perfect credit in getting the essentials they need. Each company considers multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Providence, RI. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you have to provide an email address and smartphone number.
For Acima Leasing in Providence, RI, you will also need an active checking account with at least $750 in monthly income. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Providence, RI, the Choice Is Yours
Many shoppers across Providence, RI can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on approved stores, lease-to-own process, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.