Lease-to-Own in Providence, RI: Acima Leasing or Progressive Leasing?

Need a lease-to-own solution but can't choose between Acima Leasing and Progressive Leasing in Providence, RI? We compare both options so you have all the info needed to make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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How Do I Choose Between Lease-to-Own Companies in Providence, RI?

Lease-to-own can save the day when you need new appliances, jewelry, furniture, and other goods but lack the funds. You have your choice of companies like Progressive Leasing in Providence, but how do you know which one to go with? Let’s compare Progressive Leasing and Acima Leasing in Providence, RI to help you determine which company offers the requirements, store selection, and application process that fits your needs.

Providence Acima Leasing vs. Progressive Leasing: How Do They Work?

What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Providence, RI? They both have similar application steps. Shop at eligible Providence stores, select the items you want, and apply online or in-store. Once approved, choose a payment option, sign the agreement, and make an initial payment. It’s that easy!

How much shopping power can you get? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Providence!

What Are the Requirements for Progressive Leasing in Providence vs. Acima Leasing?

Although Acima Leasing and Progressive Leasing in Providence, RI share similar application processes, they don't have the same requirements. If you want to lease-to-own through Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

Acima Leasing in Providence, RI requires you to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.

Are you shopping in Providence with less-than-perfect credit? Both Acima Leasing and Progressive Leasing are designed for you. We use more than just your credit history when considering your application and determining your spending power.

Where in Providence Can I Shop with Acima Leasing vs. Progressive Leasing?

Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing in Providence allows you to shop at thousands of Providence stores and online retailers, such as Kay Jewelers, Mattress Firm, and Best Buy. Double-check that your favorite store is on their list of approved retailers before you shop.

Acima Leasing partners with more than 15,000 stores — including national brands and local businesses. Shop the stores you trust, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. View stores near you in Providence, RI, or browse Acima Leasing’s online retailers.

What Items Can I Lease in Providence, RI with Acima Leasing vs. Progressive Leasing?

Progressive Leasing and Acima Leasing in Providence, RI consider the same items leasable. Typically, eligible products include returnable, durable goods for household or personal use. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Items you can't lease include high-risk items, consumables, anything permanently attached to a car or home, and services.

Which Is Right for You: Progressive Leasing or Acima Leasing in Providence, RI?

The choice of lease-to-own company in Providence, RI is entirely in your hands. To choose the right fit, consider the application process, approval requirements, and which Providence stores you want to shop at. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Get the products you need today with lease-to-own shopping power.