Choosing a Lease-to-Own Company in North Providence, RI
When comparing lease-to-own companies in North Providence, RI, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in North Providence so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in North Providence, RI
How do Acima Leasing and Snap Finance work? Most North Providence, RI lease-to-own companies operate similarly. You shop at an approved North Providence retailer online or in person and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, shop for the eligible products you want to get, and Snap Finance in North Providence, RI or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Can You Lease With Acima Leasing and Snap Finance in North Providence, RI?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in North Providence, RI. As a general rule of thumb, these items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.
What Stores Are Approved by Acima Leasing and Snap Finance in North Providence, RI
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local North Providence, RI retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in North Providence and national brands you love, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in North Providence, RI or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in North Providence, RI
Snap Finance and Acima Leasing both want to help shoppers in North Providence RI get the items they need — even if they don't have perfect credit. Each company considers multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in North Providence, RI. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you will need to provide a smartphone number and email address.
For Acima Leasing in North Providence, RI, you will also need an active checking account with $750 or more in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your North Providence, RI Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in North Providence, RI. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, lease-to-own process, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.