Choosing Your Cranston, RI Lease-to-Own Company
When choosing a lease-to-own company in Cranston, RI, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Cranston so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Cranston, RI
How do Acima Leasing and Snap Finance work? Lease-to-own companies in Cranston, RI tend to work the same way. You shop in person or online at an approved Cranston retailer and submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Cranston, RI will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Cranston, RI?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Cranston, RI. Usually, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.
Cranston, RI Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Cranston, RI and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Cranston and national brands you love, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Cranston, RI, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Cranston, RI
Both Snap Finance and Amica Leasing aim to help shoppers in Cranston, RI with less-than-perfect credit get the items they need. Each company weighs multiple data points when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in Cranston, RI, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you have to provide an email address and smartphone number.
In a similar vein, Acima Leasing in Cranston, RI requires an active checking account with $750 or more in monthly income. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Cranston, RI
Many shoppers across Cranston, RI can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on eligible retailers, process for applying, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.