Deciding Between Acima Leasing and Snap Finance in Trujillo, PR

You need a lease-to-own option in Trujillo, PR — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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Choosing Your Trujillo, PR Lease-to-Own Company

When comparing lease-to-own companies in Trujillo, PR, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Trujillo so you can decide which company sounds best for you.

Understanding How Snap Finance and Acima Leasing in Trujillo, PR Work

How does Acima Leasing work? Or Snap Finance? Whichever Trujillo, PR lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Trujillo and shop in person or online. Then, you apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

You get approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Trujillo, PR will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!

What Can You Lease With Acima Leasing and Snap Finance in Trujillo, PR?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Trujillo, PR. Typically, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. Products you can't lease include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.

Acima Leasing vs. Snap Finance Stores in Trujillo, PR

What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Trujillo, PR businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.

Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Trujillo stores and the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Trujillo, PR or with one of our approved online retailers.

What Are the Requirements for Acima Leasing vs. Snap Finance in Trujillo, PR?

Snap Finance and Acima Leasing both want to help shoppers in Trujillo PR get the items they need — even if they don't have perfect credit. Each company weighs multiple data points to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.

To apply for Snap Finance in Trujillo, PR, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And a smartphone number and email address must be provided.

For Acima Leasing in Trujillo, PR, you will also need at least $750 in monthly income in an active checking account. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Trujillo, PR

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Trujillo, PR. Select the lease-to-own company that aligns with your needs, considering approved stores, lease-to-own process, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.