Choosing Your San Juan, PR Lease-to-Own Company
When selecting a lease-to-own company in San Juan, PR, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in San Juan so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in San Juan, PR
How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in San Juan, PR follow similar models. You shop at an approved San Juan retailer online or in person and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, pick the eligible items you want, and Snap Finance in San Juan, PR or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
San Juan, PR Product Selections: Acima Leasing vs. Snap Finance
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in San Juan, PR. Typically, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
San Juan, PR Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Your options may include local San Juan, PR retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local San Juan stores and national brands you trust, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find San Juan, PR stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in San Juan, PR
Both Snap Finance and Amica Leasing aim to help shoppers in San Juan, PR with less-than-perfect credit get the items they need. Each company weighs multiple data points during application review. Yet, each has its own set of application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in San Juan, PR. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you will need to share your email address and smartphone number.
In a similar vein, Acima Leasing in San Juan, PR requires at least $750 in monthly income in an active checking account. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in San Juan, PR, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in San Juan, PR. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, lease-to-own process, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.