Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Willow Grove, PA

You need a lease-to-own option in Willow Grove, PA — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Willow Grove, PA

When comparing lease-to-own companies in Willow Grove, PA, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Willow Grove so you know which company is your best fit.

How Does Lease-to-Own in Willow Grove, PA Work?

How does Snap Finance work? Or Acima Leasing? Most Willow Grove, PA lease-to-own companies operate similarly. To start, you choose an approved retailer in Willow Grove and shop in person or online. Then, you apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

If you're approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Willow Grove, PA will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!

Willow Grove, PA Product Selections: Acima Leasing vs. Snap Finance

The items you can shop for in Willow Grove, PA depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.

Willow Grove, PA and Online Stores Accepting Acima Leasing and Snap Finance

What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Willow Grove, PA businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.

Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Willow Grove businesses to trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in Willow Grove, PA.

Acima Leasing vs. Snap Finance Application and Requirements in Willow Grove, PA

Both Snap Finance and Amica Leasing support Willow Grove, PA residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.

For Snap Finance, you must be old enough to legally enter into a contract in Willow Grove, PA. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you will need to share your email address and smartphone number.

With Acima Leasing, shoppers in Willow Grove, PA also need an active checking account with at least $750 in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Looking for Companies Like Snap Finance in Willow Grove, PA? Try Acima Leasing

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Willow Grove, PA. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, process for applying, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.