Choosing Your Wilkes Barre Township, PA Lease-to-Own Company
When picking a lease-to-own company in Wilkes Barre Township, PA, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Wilkes Barre Township and Acima Leasing so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in Wilkes Barre Township, PA Work
Are there any differences in how Snap Finance and Acima Leasing work? Most Wilkes Barre Township, PA lease-to-own companies operate similarly. You shop in person or online at an approved Wilkes Barre Township retailer and apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
If you're approved, select the eligible products you want, and Acima Leasing or Snap Finance in Wilkes Barre Township, PA will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in Wilkes Barre Township, PA?
The items you can shop for vary based on which Wilkes Barre Township, PA retailers are approved by Snap Finance or Acima Leasing. Typically, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.
Wilkes Barre Township, PA Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Wilkes Barre Township, PA businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Wilkes Barre Township businesses to national brands you love, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Wilkes Barre Township, PA stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Wilkes Barre Township, PA?
For shoppers in Wilkes Barre Township, PA with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company will examine multiple data points during application review. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Wilkes Barre Township, PA. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And you have to provide an email address and smartphone number.
Acima Leasing in Wilkes Barre Township, PA also requires an active checking account with $750 or more in monthly income. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Looking for Companies Like Snap Finance in Wilkes Barre Township, PA? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Wilkes Barre Township, PA shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, process for applying, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.