What to Look for in West Pittston, PA Lease-to-Own Companies
When selecting a lease-to-own company in West Pittston, PA, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in West Pittston so you can decide which company sounds best for you.
How Does Lease-to-Own in West Pittston, PA Work?
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in West Pittston, PA tend to work the same way. You shop in person or online at an approved West Pittston retailer and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, select the eligible products you want, and Snap Finance in West Pittston, PA or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in West Pittston, PA?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in West Pittston, PA. Generally, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in West Pittston, PA
Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local West Pittston, PA businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small West Pittston businesses to the big brands you know, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in West Pittston, PA.
Acima Leasing vs. Snap Finance Application and Requirements in West Pittston, PA
Both Snap Finance and Amica Leasing aim to help shoppers in West Pittston, PA with less-than-perfect credit get the items they need. Each company will examine multiple data points during application review. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in West Pittston, PA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to provide a smartphone number and email address.
For Acima Leasing in West Pittston, PA, you will also need an active checking account with $750 or more in monthly income. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your West Pittston, PA Lease-to-Own Company
Acima Leasing and Snap Finance are great options for West Pittston, PA shoppers who could use a little help. Choose the lease-to-own company that works best for you based on the stores they partner with, application process, and qualification requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.