Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in West Hazleton, PA

You’re ready to shop with help from a lease-to-own company in West Hazleton, PA. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in West Hazleton, PA Lease-to-Own Companies

When selecting a lease-to-own company in West Hazleton, PA, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in West Hazleton and Snap Finance so you know which company is your best fit.

How Does Lease-to-Own in West Hazleton, PA Work?

How do Acima Leasing and Snap Finance work? Lease-to-own companies in West Hazleton, PA tend to work the same way. First, you pick from a list of approved West Hazleton retailers. Next, you shop online or in person and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

Once approved, select the eligible products you want, and Snap Finance or Acima Leasing in West Hazleton, PA will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!

What Items Can You Get With Acima Leasing or Snap Finance in West Hazleton, PA?

The items you can shop for vary based on which West Hazleton, PA retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.

What Stores Are Approved by Acima Leasing and Snap Finance in West Hazleton, PA

Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. Your options may include local West Hazleton, PA retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in West Hazleton and national brands you love, including Asus, Purple, and Frigidaire. Find stores near you in West Hazleton, PA, or check out our approved online retailers.

Am I Qualified to Apply for Snap Finance or Acima Leasing in West Hazleton, PA?

Everyone in West Hazleton, PA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company considers multiple data points during application review. However, they have slightly different application and eligibility criteria.

To apply for Snap Finance in West Hazleton, PA, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you will need to share your email address and smartphone number.

With Acima Leasing, shoppers in West Hazleton, PA also need an active checking account with at least $750 in monthly income. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Interested in Companies Like Snap Finance? Consider Acima Leasing in West Hazleton, PA

Snap Finance and Acima Leasing can greatly benefit shoppers like you in West Hazleton, PA. You need to choose the lease-to-own company that meets your needs based on approved stores, process for applying, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.