Choosing a Lease-to-Own Company in Wayne, PA
When selecting a lease-to-own company in Wayne, PA, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Wayne and Acima Leasing so you know which company is your best fit.
How Things Work with Snap Finance and Acima Leasing in Wayne, PA
How does Acima Leasing work? Or Snap Finance? Whichever Wayne, PA lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Wayne retailer online or in person and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Wayne, PA will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in Wayne, PA?
The items you can shop for in Wayne, PA depend on the retailers approved by Acima Leasing or Snap Finance. Typically, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
What Stores Are Approved by Acima Leasing and Snap Finance in Wayne, PA
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Wayne, PA retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Wayne and national brands you love, including Asus, Purple, and Frigidaire. Get started today at a store near you in Wayne, PA or with one of our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Wayne, PA
Snap Finance and Amica Leasing are dedicated to helping Wayne, PA shoppers get the items they need — regardless of credit score. Each company considers multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Wayne, PA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, a smartphone number and email address must be provided.
Acima Leasing in Wayne, PA also requires an active checking account with at least $750 in monthly income. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your Wayne, PA Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Wayne, PA shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering eligible stores, process for applying, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.