How to Choose a Lease-to-Own Company in Upper Darby, PA
When choosing a lease-to-own company in Upper Darby, PA, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Upper Darby and Acima Leasing so you can determine which company is right for you.
Understanding How Snap Finance and Acima Leasing in Upper Darby, PA Work
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Upper Darby, PA follow similar models. To start, you choose an approved retailer in Upper Darby and shop in person or online. Then, you complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, choose the eligible items you want (within your approval amount) and Snap Finance in Upper Darby, PA or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Upper Darby, PA?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Upper Darby, PA. As a general rule of thumb, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.
Upper Darby, PA and Online Stores Accepting Acima Leasing and Snap Finance
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Upper Darby, PA retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Upper Darby and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in Upper Darby, PA.
What Are the Requirements for Acima Leasing vs. Snap Finance in Upper Darby, PA?
For shoppers in Upper Darby, PA with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company will examine multiple data points when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Upper Darby, PA. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Upper Darby, PA also need at least $750 in monthly income in an active checking account. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Upper Darby, PA, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Upper Darby, PA. Choose the lease-to-own company that works best for you based on the stores they partner with, application process, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.