Choosing a Lease-to-Own Company in Stroudsburg, PA
When comparing lease-to-own companies in Stroudsburg, PA, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Stroudsburg and Acima Leasing so you can decide which company sounds best for you.
How Does Lease-to-Own in Stroudsburg, PA Work?
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Stroudsburg, PA tend to work the same way. To start, you choose an approved retailer in Stroudsburg and shop in person or online. Then, you submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
If you're approved, pick the eligible items you want, and Snap Finance in Stroudsburg, PA or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
Stroudsburg, PA Product Selections: Acima Leasing vs. Snap Finance
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Stroudsburg, PA. Typically, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
Stroudsburg, PA Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Stroudsburg, PA as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Stroudsburg and national brands you love, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Stroudsburg, PA, or check out our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Stroudsburg, PA?
Snap Finance and Amica Leasing are dedicated to helping Stroudsburg, PA shoppers get the items they need — regardless of credit score. Multiple data points are taken into consideration to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
To apply for Snap Finance in Stroudsburg, PA, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And a smartphone number and email address must be provided.
Acima Leasing in Stroudsburg, PA also requires an active checking account with at least $750 in monthly income. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Stroudsburg, PA
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Stroudsburg, PA. Choose the lease-to-own company that works best for you based on approved stores, application process, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.