Choosing Your Stevens, PA Lease-to-Own Company
When selecting a lease-to-own company in Stevens, PA, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Stevens so you can determine which company is right for you.
How Does Lease-to-Own in Stevens, PA Work?
How do Acima Leasing and Snap Finance work? Lease-to-own companies in Stevens, PA tend to work the same way. You shop in person or online at an approved Stevens retailer and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Stevens, PA will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Stevens, PA?
The items you can shop for vary based on which Stevens, PA retailers are approved by Snap Finance or Acima Leasing. Generally, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. You cannot lease anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.
What Stores Are Approved by Acima Leasing and Snap Finance in Stevens, PA
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local Stevens, PA retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Stevens and the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Stevens, PA or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Stevens, PA?
For shoppers in Stevens, PA with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company considers multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Stevens, PA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to share your email address and smartphone number.
In a similar vein, Acima Leasing in Stevens, PA requires an active checking account with at least $750 in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Looking for Companies Like Snap Finance in Stevens, PA? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Stevens, PA shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering eligible stores, application process, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.