Choosing Your State College, PA Lease-to-Own Company
When comparing lease-to-own companies in State College, PA, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in State College and Acima Leasing so you can determine which company is right for you.
Snap Finance in State College, PA vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in State College, PA follow similar models. First, you pick from a list of approved State College retailers. Next, you shop online or in person and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, select the eligible products you want, and Acima Leasing or Snap Finance in State College, PA will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in State College, PA?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in State College, PA. Usually, these items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.
State College, PA Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local State College, PA businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local State College stores and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find State College, PA stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in State College, PA?
Both Snap Finance and Amica Leasing support State College, PA residents with less-than-perfect credit in getting the essentials they need. Multiple data points are taken into consideration to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in State College, PA. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, a smartphone number and email address must be provided.
In a similar vein, Acima Leasing in State College, PA requires an active checking account with at least $750 in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in State College, PA, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in State College, PA. Select the lease-to-own company that aligns with your needs, considering approved stores, lease-to-own process, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.