Snap Finance in Souderton, PA or Acima Leasing: Which is Better for You?

Seeking a lease-to-own solution in Souderton, PA? We compare Acima Leasing and Snap Finance to help guide your decision

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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Choosing Your Souderton, PA Lease-to-Own Company

When choosing a lease-to-own company in Souderton, PA, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Souderton and Acima Leasing so you can decide which company sounds best for you.

Understanding How Snap Finance and Acima Leasing in Souderton, PA Work

How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Souderton, PA follow similar models. To start, you choose an approved retailer in Souderton and shop in person or online. Then, you complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

Once approved, select the eligible products you want, and Snap Finance or Acima Leasing in Souderton, PA will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Items Can You Get With Acima Leasing or Snap Finance in Souderton, PA?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Souderton, PA. Usually, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.

What Stores Are Approved by Acima Leasing and Snap Finance in Souderton, PA

Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Your options may include local Souderton, PA retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.

More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Souderton and the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Souderton, PA or with one of our approved online retailers.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Souderton, PA?

Both Snap Finance and Amica Leasing support Souderton, PA residents with less-than-perfect credit in getting the essentials they need. Each company considers multiple data points to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Souderton, PA. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to share your email address and smartphone number.

For Acima Leasing in Souderton, PA, you will also need an active checking account with at least $750 in monthly income. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Acima Leasing or Snap Finance in Souderton, PA, the Choice Is Yours

Acima Leasing and Snap Finance are great options for Souderton, PA shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on approved stores, application process, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.