Choosing Between Acima Leasing and Progressive Leasing in Somerset, PA

Looking to lease-to-own in Somerset, PA but don't know if you should choose Progressive Leasing or Acima Leasing? We compare both companies to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Selecting a Lease-to-Own Company in Somerset, PA

Lease-to-own can be a great solution when you need new electronics, furniture, tires, and other items but are low on cash. With so many companies like Progressive Leasing in Somerset, how do you know which one to choose? Let's take a closer look at Acima Leasing and Progressive Leasing in Somerset, PA so you can decide which company offers the requirements, store selection, and application process that fits your needs.

Somerset Acima Leasing vs. Progressive Leasing: How Do They Work?

How does Progressive Leasing work in Somerset, PA? And how does Acima Leasing work? Applying with either company will look pretty similar. Shop at eligible retailers in Somerset, find the items you want, and complete an application in-store or online. Once approved, choose a payment option, sign the agreement, and make an initial payment. It’s that easy!

How much shopping power can you get? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Somerset, you can be approved for up to $5,000!

Lease-to-Own Requirements for Progressive Leasing in Somerset vs. Acima Leasing

Although Acima Leasing and Progressive Leasing in Somerset, PA share similar application processes, they don't have the same requirements. If you want to lease-to-own through Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

Acima Leasing applicants in Somerset, PA need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.

Both Acima Leasing and Progressive Leasing are designed for shoppers in Somerset with less-than-perfect credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.

Progressive Leasing vs. Acima Leasing: Somerset, PA Stores

What stores accept Acima Leasing or Progressive Leasing? Progressive Leasing in Somerset allows you to shop at thousands of Somerset stores and online retailers, like Best Buy, Kay Jewelers, and Mattress Firm. Make sure you check their full list of approved stores before shopping.

Acima Leasing lets you choose from more than 15,000 stores — both local and nationwide. Shop the stores you trust, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. See which stores are available near you in Somerset, PA, or shop Acima Leasing's online retailers.

What Can You Lease with Progressive Leasing vs. Acima Leasing in Somerset, PA?

Acima Leasing and Progressive Leasing in Somerset, PA follow similar guidelines for leasable items. Broadly speaking, eligible products include returnable, durable goods for household or personal use. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.

Which Is Better: Acima Leasing or Progressive Leasing in Somerset, PA?

Determining the right lease-to-own company in Somerset, PA is a personal choice we can't make for you. The right choice for you will depend on the application process, approval requirements, and which Somerset stores you want to shop at. Reading customer reviews and downloading the apps can help you get a sense of each company. Lease-to-own can help you get the products you need today.