How to Choose a Lease-to-Own Company in Scranton, PA
When comparing lease-to-own companies in Scranton, PA, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Scranton and Acima Leasing so you can find the right company for you.
How Does Lease-to-Own in Scranton, PA Work?
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Scranton, PA tend to work the same way. To start, you choose an approved retailer in Scranton and shop in person or online. Then, you complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
Once approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Scranton, PA will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Scranton, PA?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Scranton, PA. Typically, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
Scranton, PA Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Scranton, PA as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Scranton and the big brands you know, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Scranton, PA stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Scranton, PA
Snap Finance and Amica Leasing are dedicated to helping Scranton, PA shoppers get the items they need — regardless of credit score. Each company will examine multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Scranton, PA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And a smartphone number and email address must be provided.
In a similar vein, Acima Leasing in Scranton, PA requires an active checking account and a monthly income of $750 or more. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Scranton, PA
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Scranton, PA. You need to choose the lease-to-own company that meets your needs based on eligible stores, process for applying, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.