Deciding Between Acima Leasing and Snap Finance in Pottsville, PA

Looking for a lease-to-own company in Pottsville, PA? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

See Locations by Category

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

More Information

Choosing a Lease-to-Own Company in Pottsville, PA

When selecting a lease-to-own company in Pottsville, PA, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Pottsville so you can decide which company sounds best for you.

Snap Finance in Pottsville, PA vs. Acima Leasing: How They Work

How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Pottsville, PA tend to work the same way. To start, you choose an approved retailer in Pottsville and shop in person or online. Then, you complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

You get approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Pottsville, PA will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Items Can You Get With Acima Leasing or Snap Finance in Pottsville, PA?

The items you can shop for in Pottsville, PA depend on the retailers approved by Acima Leasing or Snap Finance. Generally, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Products you can't lease include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.

Pottsville, PA Snap Finance Stores vs. Acima Leasing

What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Pottsville, PA as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.

Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Pottsville and trusted name brands, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Pottsville, PA stores near you.

Acima Leasing vs. Snap Finance Application and Requirements in Pottsville, PA

Both Snap Finance and Amica Leasing aim to help shoppers in Pottsville, PA with less-than-perfect credit get the items they need. Multiple data points are taken into consideration when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.

To apply for Snap Finance in Pottsville, PA, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Finally, a smartphone number and email address must be provided.

In a similar vein, Acima Leasing in Pottsville, PA requires an active checking account with $750 or more in monthly income. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Consider Acima Leasing as Your Pottsville, PA Lease-to-Own Company

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Pottsville, PA. Choose the lease-to-own company that works best for you based on approved stores, application process, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.