Choosing Your Plymouth Meeting, PA Lease-to-Own Company

When comparing lease-to-own companies in Plymouth Meeting, PA, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Plymouth Meeting and Acima Leasing so you can determine which company is right for you.

Snap Finance in Plymouth Meeting, PA vs. Acima Leasing: How They Work

How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Plymouth Meeting, PA follow similar models. To start, you choose an approved retailer in Plymouth Meeting and shop in person or online. Then, you fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

You get approved, select the eligible products you want, and Acima Leasing in Plymouth Meeting, PA or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!

What Items Can You Get With Acima Leasing or Snap Finance in Plymouth Meeting, PA?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Plymouth Meeting, PA. Usually, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.

Plymouth Meeting, PA Snap Finance Stores vs. Acima Leasing

Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Plymouth Meeting, PA and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.

Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Plymouth Meeting stores and trusted name brands, including Asus, Purple, and Frigidaire. Get started today at a store near you in Plymouth Meeting, PA or with one of our approved online retailers.

What Are the Requirements for Acima Leasing vs. Snap Finance in Plymouth Meeting, PA?

Both Snap Finance and Amica Leasing support Plymouth Meeting, PA residents with less-than-perfect credit in getting the essentials they need. Each company weighs multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.

Snap Finance requires you to be old enough to legally enter into a contract in Plymouth Meeting, PA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you have to provide an email address and smartphone number.

With Acima Leasing, shoppers in Plymouth Meeting, PA also need an active checking account with at least $750 in monthly income. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Plymouth Meeting, PA

Many shoppers across Plymouth Meeting, PA can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on approved stores, application process, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.