Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Pittsburgh, PA

You’re ready to shop with help from a lease-to-own company in Pittsburgh, PA. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

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  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

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    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

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Choosing Your Pittsburgh, PA Lease-to-Own Company

When comparing lease-to-own companies in Pittsburgh, PA, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Pittsburgh and Snap Finance so you can find the right company for you.

How Things Work with Snap Finance and Acima Leasing in Pittsburgh, PA

How do Acima Leasing and Snap Finance work? Whichever Pittsburgh, PA lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Pittsburgh retailer online or in person and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

You get approved, select the eligible products you want, and Snap Finance in Pittsburgh, PA or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Items Can You Get With Acima Leasing or Snap Finance in Pittsburgh, PA?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Pittsburgh, PA. Usually, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.

Acima Leasing vs. Snap Finance Stores in Pittsburgh, PA

Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Pittsburgh, PA as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.

Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Pittsburgh and national brands you love, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in Pittsburgh, PA.

What’s Needed to Apply for Acima Leasing or Snap Finance in Pittsburgh, PA

Both Snap Finance and Amica Leasing aim to help shoppers in Pittsburgh, PA with less-than-perfect credit get the items they need. Multiple data points are taken into consideration to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.

For Snap Finance, you must be old enough to legally enter into a contract in Pittsburgh, PA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to share your email address and smartphone number.

In a similar vein, Acima Leasing in Pittsburgh, PA requires an active checking account and a monthly income of $750 or more. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Consider Acima Leasing as Your Pittsburgh, PA Lease-to-Own Company

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Pittsburgh, PA. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, lease-to-own process, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.