Choosing Your Philadelphia, PA Lease-to-Own Company
When selecting a lease-to-own company in Philadelphia, PA, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Philadelphia and Snap Finance so you can decide which company sounds best for you.
How Does Lease-to-Own in Philadelphia, PA Work?
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Philadelphia, PA follow similar models. You shop in person or online at an approved Philadelphia retailer and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Philadelphia, PA will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Items Can You Get With Acima Leasing or Snap Finance in Philadelphia, PA?
The items you can shop for vary based on which Philadelphia, PA retailers are approved by Snap Finance or Acima Leasing. Usually, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.
Philadelphia, PA Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Philadelphia, PA and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Philadelphia businesses to national brands you love, including Ikea, Bestbuy, and Goodyear. Start shopping at one of our approved online retailers or in person at a store near you in Philadelphia, PA.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Philadelphia, PA?
Everyone in Philadelphia, PA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company weighs multiple data points during application review. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Philadelphia, PA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Philadelphia, PA also need an active checking account and a monthly income of $750 or more. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your Philadelphia, PA Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Philadelphia, PA. Choose the lease-to-own company that works best for you based on eligible stores, application process, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.