What to Look for in Phila, PA Lease-to-Own Companies
When comparing lease-to-own companies in Phila, PA, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Phila so you can find the right company for you.
Understanding How Snap Finance and Acima Leasing in Phila, PA Work
How do Acima Leasing and Snap Finance work? Whichever Phila, PA lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Phila and shop in person or online. Then, you apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, select the eligible products you want, and Acima Leasing in Phila, PA or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Phila, PA?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Phila, PA. As a general rule of thumb, these items include furniture, jewelry, tires, mattresses, appliances, and electronics. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.
What Stores Are Approved by Acima Leasing and Snap Finance in Phila, PA
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Phila, PA retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Phila and trusted name brands, including Ikea, Bestbuy, and Goodyear. Find stores near you in Phila, PA, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Phila, PA
Both Snap Finance and Amica Leasing aim to help shoppers in Phila, PA with less-than-perfect credit get the items they need. Multiple data points are taken into consideration to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
To apply for Snap Finance in Phila, PA, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, a smartphone number and email address must be provided.
For Acima Leasing in Phila, PA, you will also need an active checking account with at least $750 in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Phila, PA
Acima Leasing and Snap Finance are great options for Phila, PA shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, process for applying, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.